1. Overview

Baraka Takaful Insurance respects your privacy and is committed to protecting your personal data.
This policy explains how we collect, use, and safeguard your information.

2. Information We Collect

a. Personal Information

• Name, phone number, and email
• Insurance application details
• Claims and policy data

b. Automatically Collected Data

• IP address
• Device and browser information
• Website usage behavior

3. How We Use Your Information

• Provide insurance services and manage policies
• Process claims and transactions
• Communicate with you
• Improve services and digital platforms
• Prevent fraud and ensure security
• Meet regulatory obligations

4. Data Sharing

We may share your data with:

• Healthcare providers and service partners
• Reinsurance and risk partners
• Regulatory authorities
• Technology and IT service providers

We do not sell personal data.

5. Data Retention

We retain data only as long as necessary for service delivery, legal and regulatory requirements, and audit purposes.

6. Data Security

We implement appropriate safeguards to protect your information; however, no system is completely secure.

7. Cookies & Tracking

We use cookies and tracking technologies to:

• Improve website functionality
• Analyze usage
• Enhance user experience

8. Your Rights

You have the right to:

• Access your data
• Request correction or deletion
• Withdraw consent

9. International Data Transfers

Your data may be processed in multiple jurisdictions where Baraka operates or has partners.

10. Updates to Policy

We may update this policy periodically.

11. Contact Us

Email: info@barakatakaful.com
Location: Giyaajo Business Center, KM4, Mogadishu, Somalia